The state of the economy has forced many homeowners to contemplate on whats important in order to keep things at home joyful. Unfortunately, a decision on keeping the home or transitioning out of it is a question most are asking themselves. Homeowners have options i.e. Modification, Short Sale, Deen in lieu Foreclosure, or Foreclosure; the question is, which is the best route to take? They all differ in effectiveness and differ in process depending on who your bank is. The most important factor is to be able to see ahead and to envision what position you want your family to be in the coming years in order to see what option fits you better. Most homeowners that fall behind are most afraid of when the bank will take the home back. Below I outlined what the typical foreclosure process looks like. Please, if you or anyone you know has questions, dont hesitate to forward them my contact information. Thank you.

THE FORECLOSURE PROCESS:  

• 190 DAYS FROM DEFAULT TO "SALE"
• 120 DAYS FROM NOTICE OF DEFAULT TO "SALE"
• 90 DAYS FROM NOTICE OF TRUSTEES SALE TO "SALE"

• 11 DAYS FROM "SALE" IS THE LAST DAY TO "CURE"
• 120 DAYS EXTENSION MAX FOR LENDERS TO HOLD OFF FORECLOSURE
• OWNERS HAVE 20 DAYS TO MOVE OUT AFTER FORECLOSURE SALE

My team and I are ready to answer any questions or to help you formulate a plan of action.

“My Commitment for each of my clients is to keep their goal as my number one priority and to use my knowledge and experience I’ve obtained in my career to find the most efficient and effective way in accomplishing that objective. The foundation to my business philosophy is built up of Integrity, Enthusiasm, and Focused Action… Combined, I hope to make every experience a client has with my company as enjoyable for them as it is for me in being a part of a turning point in their life. I take pride in the relationships I have with my clients as highly as I do the relationships with my own family. I respect and empathize with the situations Life may challenge every individual with, whether it has to do with their home or not; and will do what I can with my resources to assist my clients in overcoming these hurdles through careful planning and execution.”

“My team and I are here to ensure that the outcome that our clients are looking to attain become a reality. We understand and emphasize that our clients, are our “CEO’s” for the period of time we are servicing them. And my team and I are here to consult and find any solutions to guarantee us getting the job done.”