email:  karmenb@johnlscott.com

Certified New Home Sales Professional   Local Knowledge and Experience Make The Difference

Known for Business Etiquette

 First-time buyers can claim a credit worth $8,000 or 10% of the home’s value, whichever is less - on their 2008 or 2009 taxes. A big plus is that the credit is refundable, meaning tax filers see a refund of the full $8,000 even if their total tax bill - the amount of witholding they paid during the year plus anything extra they had to pony up when they filed their returns - was less than that amount.

 If his total tax liability came to $6,000, but he had $7,000 withheld from his payroll, he would normally receive a $1,000 refund. With this credit, his refund would total $8,000.

To qualify for the credit, the purchase must be made between Jan. 1, 2009 and Nov. 30, 2009.

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The deadline is looming for the First-Time Home Buyer tax credit.  The program, implemented on Jan. 1 by the federal government, offers first-time homebuyers a tax credit of 10 percent of the home's purchase price--up to $8,000.  But in order to qualify the deed must be recorded by November 30th.

thank you for representing my home in the Portland metropolitan Housing Market. I commend your style: professional, knowledgeable of the process, honest, straight forward, constant communication, quick response to calls!Karmen, friends recommended you and I would be pleased to do the same! Gratefully, Beverly

• 'We wanted to drop a letter to you and thank you for all the hard work you put into this event in our lives. We knew you are the right agent for us as you were very helpful and honest as we were getting ready our property for the market. Thanks for your selling skills! with all the evenings and early morning times you contacted us i see you certainly there when your client needs you! We will certainly be referring your name to any clients/friends that need real estate services. Thanks again for the great experience, Karmen!"
  Rachel & Keith 

• Thank you so much for selling my home of seven years.  It was very difficult to leave my home..as I put my heart into it and made it my own.    You helped me by selling my home quickly with suggestions on presentation and show.  You were always a telephone call away to quell my fears with a calming voice. My new husband and I will soon be retiring..with dreams of moving out of Portland.  We called you..and once again you stepped up to the plate and gave us an estimate on what you thought our home was worth..and ideas for improvements to make a future sale go better. 

Karmen..as soon as we do decide to sell and move on..we will call you..knowing you will be a professional that will make the sale go smoothly and quickly with little stress on us. Thank you, Karmen..

Randy and Kimberley  

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The Great Northwest Home Rush provides excellent financing at Knights Bridge Crossing new Homes in Beaverton!

WITH PERFECT HOMES FOR FIRST TIME HOME BUYERS , STARTING IN $224'S!!!!

                                   CALL mE to check out this Opportunity!