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Karmen Baricevic, CSP
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John L. Scott
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5457 S.W. Canyon Court
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Portland,
OR 97221
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Additional Languages Spoken:
Croatian
, German
, Italian
email: karmenb@johnlscott.com Certified New Home Sales Professional Local Knowledge and Experience Make The Difference Known for Business Etiquette Consistency is Key ... Excellence every day
| Mortgage rates remain very low with the 30 year at 4.75% and the 15 year at 4.125%. Combined with the low housing prices and the tax credits, this has to be one of the best times we’ll ever see to buy a house! | | | |
Home buyer tax credit extended and expanded
First-time buyers who have not owned a home in the past three years are eligible for up to an $8,000 tax credit.
· Tax credit does not require repayment.· Credit is available to couples with gross income of less than $225,000 and individuals making less than $125,000.· Buyers must secure a binding contract by April 30, allowing 60 days to close.
Qualified homeowners who have lived in their current home for at least five of the past eight years are eligible for up to a $6,500 tax credit to buy a home.
· Tax credit does not require repayment.· Credit is available to couples with gross income of less than $225,000 and individuals making less than $125,000.· Credit is limited to homes priced $800,000 or less.· Buyers must have signed purchase agreement by April 30, allowing 60 days to close.
Your TAX CREDIT questions answered at:
The Federal reserve Board's purchase of mortgage backed securities ends march, 31st and mortgage interest rates MIGHT rise!A new survey reveals that savvy consumers cashing in on the new and improved homebuyer tax credit are helping fuel economic recovery. The vast majority of current homeowners say they would spend the expanded version of the HomebuyerTax Credit on repaying existing debts, home improvements, savings and investments and household expenses, according to a survey of 1,000 homeowners. Paying off debts affords consumers more spending power, home improvements likewise put more equity money in their pockets and savings and investments generate income.
_________________________Karmen, just a personal word of thanks for working with us on the difficult sale of our home. You were generosus with your time, attention, being always available, great coaching during the closing time, sensitive with high level of patience and personal guidance. hope to work with you again." Robert ~"Karmen is a true professional with extensive knowledge of the real estate industry, high integrity, and the ability to influence and connect with others with grace to achieve a common goal or objective. Karmen is always a pleasure to work with and I would encourage others to do the same." Rosana
~ thank you for representing my home in the Portland metropolitan Housing Market. I commend your style: professional, knowledgeable of the process, honest, straight forward, constant communication, quick response to calls!Karmen, friends recommended you and I would be pleased to do the same! Gratefully, Beverly~
'We wanted to drop a letter to you and thank you for all the hard work you put into this event in our lives. We knew you are the right agent for us as you were very helpful and honest as we were getting ready our property for the market. Thanks for your selling skills! with all the evenings and early morning times you contacted us i see you certainly there when your client needs you! We will certainly be referring your name to any clients/friends that need real estate services. Thanks again for the great experience, Karmen!"
Rachel & Keith ~Thank you so much for selling my home of seven years. It was very difficult to leave my home..as I put my heart into it and made it my own. You helped me by selling my home quickly with suggestions on presentation and show. You were always a telephone call away to quell my fears with a calming voice. My new husband and I will soon be retiring..with dreams of moving out of Portland. We called you..and once again you stepped up to the plate and gave us an estimate on what you thought our home was worth..and ideas for improvements to make a future sale go better.
Karmen..as soon as we do decide to sell and move on..we will call you..knowing you will be a professional that will make the sale go smoothly and quickly with little stress on us. Thank you, Karmen..Randy and Kimberley ______________________________________________________________________________
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